Kerala Housing Board Scheme:- Housing Board Scheme of Kerala will soon start inviting online application for a new project in the state of Kerala, called Kerala Housing Board Scheme.
The Kerala state government provides houses built on two cents of land under this scheme to the poorest citizens of the state. Kerala’s Grhashree Ghar Yojana is supported by NGOs, voluntary organizations and other donors who helped launch the scheme.
Read below to get detailed information about Kerala Housing Board Scheme like points, objectives, benefits, eligibility, documents required, steps to apply and much more
Kerala Housing Board Scheme 2023 (കേരള ഹൗസിംഗ് ബോർഡ് സ്കീം)
The Government of Kerala is constantly introducing new schemes to boost the economy of the state. When the state’s economy grew and contributed equally to social welfare, the കേരള ഹൗസിംഗ് ബോർഡ് സ്കീം was formed. Thiruvananthapuram is the headquarters of Kerala Housing Board.
The Kerala Housing Board will provide loans to the less fortunate. The Kerala State Housing Board is essential to execute state government housing policies.
Its mission is to provide safe and affordable housing for everyone in Kerala. In addition, the company’s policies and loan programs have helped realize the dream of homeownership for many families in the country.
Kerala Grihashree Housing Scheme Details in Highlights
| Name | Kerala Housing Board Scheme |
| Other Name | Grihashree Housing Scheme |
| Department Name | Kerala State Housing Board |
| Beneficiary | State Poor People |
| Benefit | Provides Home Subsidy |
| Official Website | http://kshb.kerala.gov.in/kshbsite/ |
Kerala Housing Board Scheme Objectives
- Funding to build homes for homeless families
- Help low- and moderate-income households obtain a discounted home and take advantage of reduced interest rates on home loans.
- Make sure everyone who wants to build a house in Kerala can get a loan easily
- The strategy will accelerate the construction of modern urban infrastructure that provides access to roads, water, electricity, and other basic services.
- The plan intends to create modern cities with such diversity.
Benefits of the Kerala Housing Board Scheme
- A house with a minimum footprint of 40 square meters costs Rs. 4 lakh after the grant.
- Housing under this scheme is expected to cost around Rs. 4 lakh and Rs. 6 lakhs is available.
- This includes Rs. 4 lakh project, the beneficiary will get Rs. 1 lakh as contribution, of which Rs. 1 lakh is required by the sponsor.
- This time, the house will be completed within a year. Construction continues.
- This program uses four methods to deliver homes.
Eligibility Criteria for Kerala Housing Board Scheme
- The recipient must have permanent residence in Kerala.
- If a candidate wants to buy a piece of land or a house at a cheaper rate, he or she should not already own any property.
- The applicant must have full details of all bank account and bank license book transactions.
- LIG and MIG holders must have APL or BPL ration cards to apply for loans and subsidized accommodation.
- If you are taking out a loan to buy a home, the loan will have three to ten years. The payment will be made using monthly installments.
- The applicant must be at least 55 years of age.
Documents Required for Grihashree Housing Scheme
- Applicant Identity Card
- Address Proof
- Applicant’s Annual Income of Family
- Ration card depicting category of APL, BPL, etc
- Mobile Number
- Applicant’s Salary slip
Steps to Apply Online for Kerala Housing Board Scheme
- First of all, go to the official website of the Kerala Housing Board Scheme i.e., http://kshb.kerala.gov.in/kshbsite/
- The homepage of the website will open on the screen
- Click on Grhashree Awas Project link
- The application will open on the screen
- Next, fill in all the required form information
- Next, upload all the required documents
- Finally, send the application to the relevant department
Kerala Housing Board Scheme FaQs?
What are the housing schemes for economically weaker sections in Kerala?
LIFE (Livelihood Inclusion Financial Empowerment) Mission
What is the housing problem in Kerala?
1.58 lakhs are landless homeless, 2.3 lakhs are homeless with land and 44,000 are unfinished houses and families from coastal and plantation areas.
What is Kerala Housing Board Scheme?
To provide financial assistance to homeless families for them to build homes
കേരള ഹൗസിംഗ് ബോർഡ് സ്കീം क्या है?
बेघर परिवारों को घर बनाने के लिए वित्तीय सहायता प्रदान करना
Who is the Minister of housing Board in Kerala?
Shri. K. Rajan
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