Yashasvini Health Insurance Scheme: State governments across the country have consistently tried to provide high quality health care to the general public, especially the economically disadvantaged sections of the population.
Due to cost, rural workers and farmers cannot afford health care. Thus, several government policies have been developed to improve public health and reduce medical costs.
The Government of Karnataka’s Yeshasvini Health Insurance Scheme is one such program. It is one of the most often used forms of health insurance for Indian farmers by the Karnataka government.
Read the post below to get detailed information related to the Yashasvini Health Insurance Scheme like Features and Benefits, Eligibility Criteria, Coverage provided, Registration, List of Medical Services Covered, Network Hospitals Included, and much more
Features and Benefits of the Yashasvini Health Insurance Scheme
- The entire state of Karnataka is covered by this program, which is only offered there.
- Under this insurance plan, beneficiaries can also receive discounted rates for several diagnostic tests.
- For at least three months, you must be a member of the Karnataka Rural Co-operative Society to be eligible for the benefits of this insurance plan. You will then become the key player.
- Enrollment is available under this program from July through October each year.
- Under this program, you can also take advantage of hospital stays at reduced costs at several network hospitals.
- A person’s maximum age to purchase the policy for a newborn child is 75 years old.
- Those who enlist during the specified time may use the benefits at any point between 1 June and 31 May of the succeeding year.
Yashasvini Health Insurance Scheme Financing
One of India’s largest self-funded healthcare programs is the Yeshasvini Co-operative Farmers Health Care Scheme. To receive the advantages provided by the Yashasvini Health Insurance Scheme, beneficiaries must make minor annual contributions, making it a contributory scheme. The fixed contribution for 2013–14 was Rs. 210 per year.
Yeshasvini Health Insurance Scheme Eligibility Criteria
| Age Limit | People who are younger than 75 years old can apply for the program |
| Period | Beginning on August 1 and ending on July 31 |
| Eligible members | Before the start of the scheme’s first six months, a person can join a cooperative society. Members of rural cooperative societies Members of cooperative societies for weavers Self-help organizations addressing cooperative society Beedi Workers Cooperative Societies members Fisherman cooperative society members |
| Availability | Even if they are not members of the rural cooperative society, the family members of the primary recipient are nonetheless entitled to receive benefits under this program. |
| Coverage | Karnataka Cities and Corporations’ rural areas are not covered. |
| Enrolment | The following information is provided regarding enrollment under this program: Every year, the Government of Karnataka’s Department of Cooperation releases enrolment and renewal rules. The enrollment of beneficiaries and premium collection is assisted by the Deputy Registrar of Cooperative Societies and Cooperative Development Officers, among others. The funds are sent from District Central Cooperative Banks to Apex Bank in Bangalore after being collected. In the first year, a letter was issued by the district registrar of cooperatives. Photo ID cards were distributed during the second year. Since 2008, main members have received enrollment paperwork for Unique Health Identification. Details about the primary beneficiary, his or her family, relationships, and other information are included in the enrollment form. |
Yashasvini Health Insurance Scheme Documents Required
- Age proof
- Address Proof
- A document attesting For Read More Click Here