West Bengal Student Credit Card Scheme:- Almost every student wants to pursue higher education but due to poor economic conditions there are many students who are unable to fulfill their dream of pursuing higher education.
The government initiates programs to ensure access to quality education for all students. Today we are going to tell you about the WB Student Credit Card Scheme launched by the Government of West Bengal.
Through this program, student loans will be provided for higher studies. After reading this article you will pick up all the important information about this system like it is a student credit card in West Bengal.
its purpose, benefits, features, eligibility criteria, documentation requirements, application process and more.
West Bengal Student Credit Card Scheme 2023(পশ্চিমবঙ্গ স্টুডেন্ট ক্রেডিট কার্ড স্কিম)
West Bengal Chief Minister Mamata Banerjee has launched the West Bengal Students Credit Card Scheme. It was decided to launch the scheme at a meeting of the State Cabinet held on June 24, 2021.
Under the scheme, students studying in class X or above can borrow up to Rs million 10 for high school. This loan is available for those with very low interest rates. Students will be issued a credit card to avail these loans.
With the help of this credit card, students can withdraw the loan. All students who have been staying in West Bengal for the last 10 years can avail this scheme.
Under this scheme, one can avail loans for undergraduate, postgraduate, doctoral and postdoctoral studies in India or abroad.
Details Of West Bengal Student Credit Card
Name Of The Scheme | West Bengal Student Credit Card |
Launched By | Government Of West Bengal |
Beneficiary | Students Of West Bengal |
Objective | To Provide Loans For Higher Education |
Official Website | https://wbscc.wb.gov.in/ |
Year | 2023 |
Amount Of Loan | Upto Rs 10 Lakh |
Repayment Period | 15 Years After Getting Job |
State | West Bengal |
Application Type | Online/Offline |
Objective Of West Bengal Student Credit Card Scheme
The main objective of the West Bengal Student Credit Card is to provide loans to the students for higher education. Through this scheme, loans of Rs 10 lakh will be provided to students to help them pursue higher education without worrying about their financial burden.
Higher education is now available to every student in West Bengal. This scheme will also reduce unemployment among the citizens of West Bengal as more students will now be able to get education and employment.
Benefits And Features Of West Bengal Student Credit Card
- West Bengal Chief Minister Mamata Banerjee has launched the West Bengal Student Credit Card Scheme
- Under this scheme, educational loans up to one lakh rupees will be provided to students for higher studies
- It was decided to launch the scheme at the National Cabinet meeting held on June 24,
- Students studying in Class X or above can avail this facility
- Loans offered through this scheme are available at very low interest rates
- Students will be issued a credit card loan number
- Through this credit card, students can withdraw the credit
- All students who have been staying in West Bengal for the last 10 years can avail this scheme
- West Bengal Student Credit Card can also be used for Masters, Masters, Doctoral, and Postdoctoral studies in India or abroad
- This scenario was part of the election manifesto of the Trinamool Congress
- The benefits of this plan can be benefits for 40 years
- Once employed, students must repay the loan within 15 years
Eligibility Criteria Of West Bengal Student Credit Card
- The applicant should be a permanent resident of West Bengal
- Applicant must have resided in West Bengal for at least 10 years
- The age limit for this program is 40 years
Required Documents To Apply For West Bengal Student Credit Card Scheme
- Aadhar Card
- Residence certificate
- Age proof
- Ration card
- Income certificate
- Bank account details
- Mobile number
- Passport size photograph
How to Apply Online for West Bengal Student Credit Card Scheme Registration
- First of all, visit the official website of West Bengal Student Credit Card Scheme
- The homepage will open in front of you
- Student Credit Card Program
- On the homepage you have to click on Student Registration
- Student Credit Card Policy Form
- The registration form will appear in front of you
- You have to enter the following information in the registration form:-
- Applicant name
- Date of birth
- Gender
- Aadhar number
- Program type
- Program name
- State of institution
- District of institution
- Name of institution
- Mobile number
- Email ID
- Password etc
- Then click Register
- A unique ID will then be generated and sent to your registered mobile number
- This User ID will be used as the User ID for all future purposes
Student Credit Card Scheme Login
- Now you need to click on student login
- WB Student Credit Card Program
- Then you need to enter the application ID, password and captcha code
- Then you need to click on login
- The Applicant dashboard appears in front of you
- Now you need to click on application information
- After that you need to click on edit loan application
- The application form will appear in front of you
- The following information should be included in this application form
- Personal information
- including borrower information
- Send address information
- Consistent address information
- Details of classes and income
- The student’s bank account information
- Then you need to hit save and continue
- Then you need to apply the following forms
- Latest color photo of the student
- A final color photograph of the co-applicant
- Signature of the student as indicated
- Co borrower address proof
- Overfear legal guardian signature
- Osuani no Aadhaar Card
- Students PAN card or undertaking as indicated
- along with lender PAN card or as specified undertaking
- Admission letter for the institution
- Class 10th Board Certificate
- Then you need to hit save and continue
- A new page will appear in front of you
- You have to click on submit application
- After that, a dialog box will appear in front of you asking if you want to confirm or not
- You have to click yes
- By following this process you can apply under West Bengal Student Credit Card Scheme
Student Credit Card Scheme Administrator Login
- Visit the official website of West Bengal Students Credit Card Scheme
- The front screen will open in front of you
- Now you need to click on Administrator login
- Administrator login
- Next you need to select your user type
- Now you have to enter your user id, password and captcha code
- After that you have to click on login
- You can log in to administrator by following this procedure
Procedure To Do Student Login
- First of all, visit the official website of West Bengal Student Credit Card Scheme
- The front screen will open in front of you
- Then click on student login
- Admission of students
- The admission form will appear in front of you
- You must enter applicant ID, password and captcha code
- After that you have to click on login
- You can apply for student admissions by following this procedure
Student Credit Card Scheme Student Dashboard
- First of all, visit the official website of West Bengal Student Credit Card Scheme
- The homepage will open in front of you
- Now you have to click on student login
- Student Dashboard
- Now you need to enter applicant ID, password and captcha code
- Then you need to click on login
- Then you need to click on dashboard
- Follow these steps and you will be able to see the student dashboard
Procedure To Track Application
- Visit the official website of West Bengal Students Credit Card Scheme
- The homepage will open in front of you
- Click on student login on the homepage
- Track the function
- Now you have to enter your applicant ID, password captcha code
- After that you have to click on login
- Now you need to click on the track application
- Next, you need to write your application
- Then you have to click on search
- The important information will appear on your computer
Download Training Manual
- Visit the official website of West Bengal Students Credit Card Scheme
- The front screen will open in front of you
- Then you need to click on the user manual
- Then you need to click on the training manual
- The training manual will appear before you in PDF format
- You have to click on download option to download it.
Procedure To Download User Manual Of Student
- First of all, visit the official website of West Bengal Student Credit Card Scheme
- The front screen will open in front of you
- On the homepage you are prompted to click on downloads
- Then you need to click on the student workbook
- Student Credit Card Program
- The user manual appears in front of you in PDF format
- You have to click on download option to download it
User Manual Of Institutions
- Visit the official website of West Bengal Students Credit Card Scheme
- The homepage will open in front of you
- Then you need to click on the download
- Then you need to click on the organizations user manual
- Student Credit Card Program
- The organization’s user log appears in a new tab in front of you
- To download it, you have to click on the download option
- The user manual will be downloaded to your device.
Procedure To Download User Manual Of HED
- Visit the official website of West Bengal Students Credit Card Scheme
- The homepage will open in front of you
- On the homepage you are prompted to click on downloads
- Now you have to click on user manual of HED
- Download User Manual Of HED
- A new page will appear in front of you
- On this new page, you need to click on the download option
- The user manual for the HED will be downloaded to your device.
Download User Manual Of Bank
- First of all, visit the official website of West Bengal Student Credit Card Scheme
- The homepage will open in front of you
- Then you need to click on the download
- Now you have to click on User Manual of Bank
- Download Banking Manual
- The user manual appears in front of you in PDF format
- Now you have to click download option
- The bank’s user manual will be downloaded to your device.
Student Credit Card Scheme Contact Details
- Helpline Number- 18001028014
- Email Id- contactwbscc@gmail.com, support-wbscc@bangla.gov.in
West Bengal Student Credit Card FaQs?
What are the rules for student credit card in West Bengal?
You must be an Indian citizen residing in West Bengal for at least ten years.
You should have completed Class IX from a recognised board in West Bengal.
You must be enrolled in higher education, either in India or abroad
Can I buy laptop with West Bengal student credit card?
This loan can be used for both institutional and non-institutional expenses such as hostel fees or rent, laptop purchases, and study tours or projects
What is the maximum limit of student credit card in West Bengal?
Rs. 10 lakh
क्या मैं पश्चिम बंगाल स्टूडेंट क्रेडिट कार्ड से लैपटॉप खरीद सकता हूं?
इस ऋण का उपयोग संस्थागत और गैर-संस्थागत दोनों खर्चों जैसे छात्रावास शुल्क या किराया, लैपटॉप खरीद और अध्ययन दौरे या परियोजनाओं के लिए किया जा सकता है।
What are the benefits of student credit card in West Bengal?
Loans are provided at a simple interest rate of 4.00% p.a. Borrowers who pay the interest in full throughout the study period will be entitled to a 1% concession. The repayment term is 15 years which includes the moratorium/repayment holiday of one year.
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