Mo Ghara Yojana Odisha:- The Naveen Patnaik government announced on May 29 that the Mo Ghara Yojana Odisha was announced to provide financial assistance in the form of loans to beneficiaries who do not have the budget to construct or repair houses.
This is a great relief for the financially and socially disadvantaged. Odisha government recently took over 18 important projects including the Mo Ghara Yojana Odisha as BJP’s fifth term is four years in more Read below and check.
Mo Ghara Yojana Odisha 2023(ମୋ ଘରା ଯୋଜନା ଓଡିଶା)
As the fourth year of Mr. Patnaik’s fifth term comes to an end, the scheme will help families excluded from the existing housing scheme due to stringent eligibility requirements or insufficient funds therefore, and all those who were previously low income and are now looking to upgrade or expand their homes.
The housing credit scheme, which was fully supported by the state budget, got the nod of the state cabinet, headed by Odisha CM Narendra Modi.
The loan applications will be accepted from June 15. The new “Mo Ghara” scheme was one of the 18 proposals approved by the Odisha cabinet, headed by Chief Minister Naveen Patnaik, on Monday.
Chief Minister Naveen Patnaik chaired the Cabinet meeting where the decision was taken.
The Odisha state government has approved 18 proposals to set up a new housing scheme called Mo Ghara Yojana Odisha(Government Housing Assistance in Rural Areas) in anticipation of the 2024 elections, a week after the cabinet reshuffle in Odisha, and has three new ministers have joined the cabinet
The State government will provide funds to meet the aspirations of lower middle class households in rural areas under the “Mo Ghara” scheme of the Department of Panchayati Raj & Drinking Water.
Mo Ghara Yojana Odisha Details in Highlights
| Name | Mo Ghara Yojana Odisha |
| Introduced by | Naveen Patnaik Government |
| State | Odisha |
| Beneficiaries | Lower Middle Class People of Odisha |
| Loan Amount | Rs 3 Lakh |
| Official Website | https://rhodisha.gov.in/moghara/ |
Mo Ghara Yojana Odisha Objective
The State Cabinet has approved Mo Ghara, a new housing scheme to provide financial assistance to low-income rural households of Odisha to fulfill their housing aspirations And all such families excluded from current housing programs due to stringent eligibility requirements or inadequate funding will be included in the scheme.
Features and Benefits of Mo Ghara Yojana Odisha
- Pukka houses are provided to the rural poor, thereby raising their standard of living
- It reduces the vulnerability of the rural poor to disasters
- It helps the rural poor feel more worthy of their dignity
- It contributes to the rural economy
- A beneficiary of the scheme can get a housing loan up to Rs. 3 lakhs, repayable in 10 years with a prohibition of one year soft repayment.
- The four notes of the loan are Rs. 1 lakh, Rs. 1.5 lakhs, Rs. 2 lakhs, and Rs. 3 lakh respectively as per the Cabinet report.
- Those whose monthly income is less than Rs 25,000 and who have previously received housing grants totaling Rs 70,000 or less can be eligible for loans under the Mo Ghara scheme
Mo Ghara Yojana Odisha Loan Subsidy Amount
| Loan Amount | Subsidy Provided |
| 1 lakh | 30,000 Rupees |
| 1.5 lakh | 45,000 Rupees |
| 2 lakh | 60,000 Rupees |
| 3 lakh | 60,000 Rupees |
Eligibility Criteria for Mo Ghara Yojana Odisha
- The candidate permanently resides in Odisha.
- The candidate should not have a pukka house in Odisha and live in a kuccha house.
- The applicant must fall under the EWS classification.
- The family income of the candidate should be less than Rs. 25,000 per month.
- Candidates must not have previously received any government housing assistance.
Required Documents to Apply
- Passport size photograph
- Aadhaar Card
- Voter ID Card
- Address Proof
- Identification Proof
- Residence Certificate
- Bonafide Certificate
- BPL Certificate
- EWS Certificate
Application Procedure for Mo Ghara Yojana Odisha 2023
- First of all, visit the official website of Mo Ghar Yojana Odisha
- The homepage of the web browser opens on the screen.
- Application Procedure for Mo Ghar Yojana Odish
- Click the Registration option.
- A New Page opens on the screen.
- Once you click on the link, the application form will open on the screen
- Then fill all the required details of the form like Name, Email ID, Mobile Number, Address
- Application Procedure for Mo Ghar Yojana Odisha
- Next, upload all the required documents
- Once you have successfully registered, log in with relevant information.
- Enter the details in the application form.
- Finally, click on the Submit button to complete the application process
Mo Ghara Yojana Odisha FaQs?
Who are eligible for Mo Ghara Yojana?
The candidate permanently resides in Odisha.
The candidate should not have a pukka house in Odisha and live in a kuccha house.
The applicant must fall under the EWS classification.
The family income of the candidate should be less than Rs. 25,000 per month.
What is the benefit of Mo Ghara Yojana?
Pukka houses are provided to the rural poor, thereby raising their standard of living
It reduces the vulnerability of the rural poor to disasters
It helps the rural poor feel more worthy of their dignity
It contributes to the rural economy
A beneficiary of the scheme can get a housing loan up to Rs. 3 lakhs, repayable in 10 years with a prohibition of one year soft repayment
What is the total amount of Mo Ghara Yojana?
up to Rs 3 lakh
मो घरा योजना के लिए कौन पात्र हैं?
उम्मीदवार के पास ओडिशा में कोई पक्का घर नहीं होना चाहिए और कच्चे घर में रहना चाहिए।
brothers, if you are given by jagokisan.com OdiMo Ghara Yojana Odisha 2023: Online Apply, Eligibility & Beneficiary List | Odisha Mo Ghara @ rhodisha.gov.in/moghara with the information then plz like and share so that other farmer brothers can also be helped.