Bhabishyat Credit Card Scheme is an innovative scheme launched by the Government of West Bengal which offers loans up to Rs. 5 lakh with the state acting as guarantor for upcoming projects.
This is a fantastic opportunity for those who want to start their own business, and from 2023 the program can be applied for online. Read the article below to find out more about future credit card policies
Bhabishyat Credit Card Scheme 2023 (পশ্চিমবঙ্গ ভবিষ্যত ক্রেডিট কার্ড স্কিম)
Future Credit Card Scheme 2023 is another name for the scheme. West Bengal Chief Minister Mamata Banerjee announced the program during the presentation of the Budget.
The scheme was initiated to support the nation’s emerging industries and provide financial assistance to the underprivileged. Acting as a guarantor, the government can access the loan funds without any collateral.
WB Bhavishyat Credit Card Scheme Details in Highlights
| Name of the Scheme | Bhabishyat Credit Card Scheme |
| Department | Department of MSME&T |
| Initiated by | State Government of West Bengal |
| Beneficiary | Entrepreneur/ Business Owner |
| Objective | To Provide Loan up to Rs.5 Lakh |
| Scheme Date | 1 April 2023 |
| Applying Mode | Online |
| Official Website | https://bccs.wb.gov.in/ |
Objectives of Bhabishyat Credit Card Scheme
- The program seeks to encourage young people in the country to pursue their own career opportunities.
- Starting a business can be lucrative to make money.
- Many people want to start their own businesses, but often lack the resources to do so.
- Currently the West Bengal government is providing loans to address this issue.
- Since the government will act as a guarantor under the scheme, loans can be made without the need for a commitment.
Eligibility Criteria for Bhabishyat Credit Card Scheme
- This scheme is only open to permanent residents outside Bangladesh.
- The program is aimed at those who need financial assistance and want to start their own business.
- The applicant must provide all necessary documents related to the scheme.
- Authentic certificates are required from the applicant.
- The following documents should be attached with the application form: Aadhaar Card, Ration Card, Permanent Account Number (PAN) Card, and Photograph.
- Specific contact information should be included on the application.
Documents Required
- Bonafide certificate of West Bengal
- Business Performa
- Loan documents
- Aadhar Card of the applicant
- Copy of ration card
- Copy of the PAN Card of the applicant
- Recently clicked passport-size photograph
- Contact information, including mobile number
Online Application Process of Bhabishyat Credit Card Scheme
- Visit the program’s official website.
- Online application process for future credit card systems
- Check the online application link for future credit card processing.
- Click on the link to get the Future Credit Card Scheme Application Form.
- Download the form, then start filling in the necessary information.
- Be sure to include specific contact information.
- Authentic certificate from West Bengal, personnel policy, loan documents, copy of Aadhaar card, copy of ration card, copy of PAN card, all recent passport size photographs should be submitted with the application form.
- Submit the completed application along with all necessary documents to bank.
- If you meet the requirements, the bank will review your application and issue a credit card worth Rs. 5 lakhs and it is.
Note: To qualify for the Bhabishyat Credit Card Scheme, only one member of each family may apply, and candidates must have lived in West Bengal for the previous ten years.
Offline Application Process for Bhabishyat Credit Card Scheme
- West Bengal Future Credit Card Offline Application Form is available at the MSME&T Department office.
- Take the application form, and fill it out properly.
- Include all necessary documents.
- West Bengal Future Credit Card Scheme Offline Application Form and all supporting documents should be distributed to District Office of MSME&T Department.
- Department officials will verify applications and supporting documents received.
- After that, you can go to MSME&T department office to collect your card.
Read also here :-West Bengal Special Train Schedule
West Bengal Chaa Sundari Scheme
Bhabishyat Credit Card Scheme FaQs?
Is there a minimum or maximum age requirement?
Yes, those between the ages of 18 and 45, including those working in the construction industry and in motor vehicles, are eligible to apply for the programme.
What are the fundamental details you must submit to obtain the OTP?
You must give basic details such your name, full address, gender, date of birth, and mobile number in order to receive the OTP.
How will you get the OTP?
First, click the ‘Login’ link to bring up a pop-up page where you can enter the OTP. Then, click the link that says “Register Here” on the pop-up page. In the online registration form, enter the necessary information. After entering your mobile number, press “TAB.” An OTP will be delivered to your cellphone number when you complete this.
What are Eligibility Criteria for Bhabishyat Credit Card Scheme
This scheme is only open to permanent residents outside Bangladesh.
The program is aimed at those who need financial assistance and want to start their own business.
The applicant must provide all necessary documents related to the scheme.
Authentic certificates are required from the applicant.
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